Life insurance claim
Typical deadline: 60 days after the death
If a life insurance policy existed, the insurer must be notified so the payout process to the beneficiaries named in the policy can start. Policies often set a notification deadline, so don't delay.
Steps
- Locate the policy or the family's insurance advisor.
- Notify the company in writing and request the list of required documents.
- Typically needed: death certificate, beneficiaries' IDs, IBAN and medical documents on the cause of death.
Documents usually needed
- Death certificate
- ID card or passport
Frequently asked questions
Who receives the life insurance payout?
The beneficiaries named in the policy — not automatically the heirs. If no beneficiaries were named, the amount generally follows the line of succession. Find the policy first.
Is there a deadline to notify the insurer?
Most policies set a deadline for reporting the death. Notify the company in writing as soon as possible and ask for the list of required documents, so no right is lost through delay.
Every step, in order — for your situation
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