Releasing a deceased's bank account in Greece
Last updated: July 2026 · Ελληνικά
Once the bank is notified of the death, it freezes the deceased's individual accounts. For them to be released and the heirs to receive the money, the inheritance and the tax return must be settled.
What the bank usually asks for
- The death certificate.
- A certificate of next of kin and, where there is one, the will with the relevant certificates.
- The inheritance tax return and the related tax-office certificate.
How the release proceeds
Once the documents are submitted and the tax side is cleared, the bank pays the amounts to the heirs according to their shares. Requirements can vary by bank — ask the branch about your case.
Frequently asked questions
When can I get the money from the account?
Once the inheritance and the inheritance tax return are settled, and the documents the bank asks for are submitted. Until then the individual account stays frozen.
Is an inheritance tax return needed to release the account?
As a rule yes — the bank asks for the tax-office certificate that comes from the return. See the guide on the inheritance tax return.
Can I use the deceased's card or e-banking?
No — after the death the deceased's payment means may not be used. Transactions go through the lawful release procedure.
Procedures and details may change — confirm the steps with the responsible authority. This guide provides practical guidance, not legal advice.
Every step after a loss, in one list
Perasma builds your personal to-do list — civil registry, EFKA, banks, inheritance — with deadlines, ready-made letters and reminders. Free, in under three minutes.
Start for free