Survivor's pension amount — the 70% and when it's reduced
Last updated: July 2026 · Ελληνικά
For the surviving spouse, the survivor's pension is generally set at 70% of the amount the deceased was entitled to or receiving. But the amount can change after the first three years, depending on whether the survivor works or has their own pension.
The basic rate: 70%
The surviving spouse generally receives 70% of the deceased's pension. For the first 3 years after the death it is paid in full, without reduction.
What changes after three years
- If the survivor does not work, is not self-employed and does not receive another pension, the 70% continues as normal.
- If they work or receive a pension in their own right, the survivor's pension is reduced by 50% (i.e. half is paid).
Frequently asked questions
How much is the survivor's pension?
As a rule 70% of the deceased's pension for the surviving spouse. The exact amount depends on the deceased's pension — confirm it with e-EFKA.
Is it reduced if I work?
After the first three years, if you work or receive your own pension, the amount is reduced by 50%. For the first 3 years it is paid in full regardless.
Can I receive both my own pension and the survivor's pension?
Possibly, but with the limits that apply after three years (a 50% reduction of the survivor's pension). The rules on combining pensions are confirmed with e-EFKA.
Procedures and details may change — confirm the steps with the responsible authority. This guide provides practical guidance, not legal advice.
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